on May 9, 2026 at 5:35 am I asked ChatGPT how to fund a Europe trip—SIPs or credit cards? – its answer was practical​

To fund a Europe trip, SIPs are safer and predictable, requiring monthly savings of ₹24,000- ₹25,000. Credit cards can be cost-efficient if repayments align with bonuses, but delays can lead to high costs. A hybrid strategy is recommended for cost efficiency.