on October 5, 2026 at 8:40 pm UPI MDR charges: How does it compare to traditional Debit, Credit Card per transaction? Cost difference explained​

UPI MDR will apply to eligible P2M transactions above ₹2,000 from 15 October 2026. But how does its 0.4% charge compare with typical debit and credit card MDRs? Here’s a look at the transaction costs and how the charges differ across payment modes.